Income sources
What you expect to come in this month
Direct deposit
Variable
Additional
Total planned income₹80,000
PERSONAL FINANCE · OVERVIEW
Your monthly picture
OCTOBER PLAN · A GOOD MONTH STARTS HERE
Make room for the things that matter.
Your current month is selected automatically. Save each plan to carry balances forward, then mark bills and SIPs paid as they clear.
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Update this any time · available in this sessionWhere your money is going
A clear view of your planned allocation
Plan overview. Select a chart segment or category to see its contributing items.
Previous month analysis
Compare your spending with the month before
SEPTEMBER 2026₹56,840
+6.8%OCTOBER 2026₹60,716
Previous monthCurrent month
Example values shown until you save a previous month ledger.
Balances & liabilities
Savings, investments, and loan balances
Savings · ready to use₹93,487
SIP investments₹3,60,000
SBI Gold Loan · outstanding₹1,60,000
KSFE Loan · outstanding₹93,332
KSFE monthly EMI₹9,791
Net position₹2,00,155
OCTOBER 2026 · MONTHLY PLAN
Expense & cash flow ledger
Track every commitment, payment status, and remaining balance.
Unsaved changes
| Expense item | Category | Running balance | Status | Notes & description | Manage | |
|---|---|---|---|---|---|---|
Credit Card (CC)Card payment | ₹75,500 | |||||
House RentHome & living | ₹66,575 | |||||
Gold Loan EMIMonthly loan payment | ₹56,784 | |||||
Food & OthersEveryday essentials | ₹50,284 | |||||
Mutual Fund SIPLong-term investing | ₹35,284 | |||||
Chitty SchemeMonthly contribution | ₹25,284 | |||||
Savings DepositGoal contribution | ₹25,284 | |||||
Bike InsuranceAnnual protection | ₹24,284 | |||||
Misc ExpensesHousehold & other | ₹22,284 | |||||
Bike ServiceTransport upkeep | ₹19,284 | |||||
Buffer / Misc ReserveFlexible safety margin | ₹19,284 | |||||
| Total monthly outflow | ₹60,716 | ₹19,284 | Net cash flow positive | |||
11 items in your planPlanned income ₹80,000Remaining after plan ₹19,284
Total income
₹80,000
Across 3 income sources
Planned expenses
₹35,716
Bills, essentials and commitments · view items
Savings & investments
₹25,000
31.3% of planned income · view items
Room to spend
₹19,284
After your planned commitments